May 20, 2022

Get Pre-Approved!

A Pre-Approval means a lender has looked at your financial background and determined how much home you can afford. 

Pre-Approval is a no cost no obligation to see if you qualify.

Why is a Pre-Approval so important?

1. Having a Pre-Approval Letter makes you a more powerful buyer. Real estate agents and sellers will see you as a serious buyer when you already have the backing of a lender. 
2. Save yourself some time. Getting pre-approved can save you valuable time by identifying how much you can afford before you start shopping, so you can search for homes in your price range. 
3. Better bargaining power. With a pre-approval letter in hand, you will have more negotiating power because sellers and real estate agents know you already talked to a lender and are ready to buy.
4. Reduce surprises. Talking to a lender before finding your perfect home can help ensure you're not surprised when it's time to make an offer. 
5. Enjoy shorter closing periods. A pre-approval can help speed up the closing process, since much of your financial information has already been collected by the lender.