Get pre-approved for a mortgage – before you shop for your new home – and get more bargaining power .

The benefits of a preapproval:


•Determine your affordable price range
•Know the range of affordability greatly aides your new home search.
•Shows you are a serious buyer
•Having a pre-approval gives you the added leverage when buying a home.
•Makes your offer more attractive
•Sellers know that a pre-approval means you are ready to buy

 

Talking to a licensed Loan Officer is an important step to getting the right mortgage loan. Every borrower is different and a Loan Officer knows which questions to ask in order to best match you with the right loan and monthly payment


Our most popular mortgage loan options for first-time home buyers

* FHA Mortgage Loans

     Purchase your home with only 3.5% down. Closing costs can be a gift from a relative!

* 30 Year Fixed Mortgage Loans
     Our most popular mortgage. Get a low payment and the security your rate won’t change for the life of your loan.
* VA Mortgage Loans
     No down payment, no PMI and flexible credit requirements make the VA loan a top choice for veterans and active military members.

 

Don't forget to get free access to our industry leading mortgage calculators to help you determine which program is best for you.